Want to go back to school for master's degree - but have no money saved and a terrible credit score - how?

i have a bachelors degree. i want to go get a master's degree. i have no money saved and a terrible credit score. i want to attend a university and have campus cles - not online cles. it seems obvious to say "get a job and take a cl or two every semester" but i have an anxiety disorder and haven't been able to hold down a job for four years. i do think i have a shot at succeeding at getting the master's degree because my treatment has finally stabilized me - and yet the stress of a job and school might be too much. i can only handle a limited amt of stress - must not over-commit myself - it's a little scary - but any advice would be appreciated. thanks.